https://doi.org/10.21697/zp.2020.20.3.05
The statutory definition of post-retirement risk is a key factor in the determination of the principles governing pensioners’ right to draw a pension. Since the late 19th century the concept of post-retirement risk has been observed to be following its own pattern of evolution compared with other aspects of insurance law. The legal construction of the notion that a pensioner’s right to draw a benefit may be suspended is a crucial point in the determination of the scope of protection offered to pension plans. The doctrine on the right to social security says that the admission of the principle that a pensioner’s benefits may be withheld if he or she is in paid employment automatically rules out the possibility of a pensioner drawing a pension while continuing to work. The definition of post-retirement risk should take into account the individual’s right to retire on reaching the statutory retirement age. The Polish legislator has frequently amended the definition of the insurance case concerning retirement pensions, which has given rise to controversy relating to the determination of post-retirement risk. A restoration of the right to suspend a pensioner’s right to draw a pension in the Polish law on retirement pensions would create problems with transitional provisions and acquired rights.
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